Your answer must specify all defenses available to each claim. Question: How do you serve and file a Statement of Answer? Question: Can you obtain an extension of time to serve and file your answer:’ With claimants’ written consent, you may obtain extensions of time to answer. FINER staff will not grant you an extension of time to answer, except upon a showing of good cause. In contrast to the initial claim, when you answer a claim you must serve every party with copies of your executed Submission Agreement and answer.

Parties include all respondents and claimants. A Submission Agreement for Respondents is included in his guide on p. 23. You may copy the form as needed. At the same time, you must file an original executed Submission Agreement and answer with the FINER Dispute Resolution office designated in the service of claim letter. You also must file with that office three additional copies of the Submission Agreement and answer. (File only one additional copy if the claim will be decided by a single arbitrator. The copies will be provided to the arbitrator(s) selected to hear and determine the dispute. You should establish proof of service. Proof of service is a signed statement indicating the date, time and manner of service. PART THREE: Filing other Clan(s) With your answer, you also may serve and file claims. The types of claims include the following: 1 . 2. 3. Counterclaims that are asserted against claimants; cross-claims that are asserted against already named co-respondents; and third-party claims that are asserted against a party not named in any previous pleading.

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You must serve every new party you list and against whom you assert a claim with a copy of your answer containing third-party claim(s), and you should establish proof of service. You also must serve the new respondent with: the Statement of Claim and all other pleadings; ND a copy of this guide. You must send one copy of the answer containing your third-party claim(s) and the executed Submission Agreement to all other parties. At the same time, you must also send a copy of the answer containing your claim(s) and the executed Submission Agreement to the regional office administering your claim.

Also, you must file with that office three additional copies of your executed Submission Agreement and answer containing any counterclaim, cross-claim or third-party claim if three arbitrators will hear the case. File only one copy if one arbitrator will hear the case. The copies will be provided to the arbitrator(s) selected to hear and determine the dispute. Question: How do you serve and file third-party claims? If you assert counterclaims, cross-claims or third-party claims, the filing fee will be determined by the highest claim amount, excluding interest and expenses.

To determine the correct fee, see Parts Ill and IV of the Claim Information Sheet. A check for the fee must be made payable to “FINER Dispute Resolution. ” Question: How do you serve and file counterclaims and cross-claims? You must serve every party you last Ana gallant whom you assert a claim Witt a copy f your answer containing a counterclaim or cross-claim, and you should establish proof of service. You also must send one copy of the answer containing your claim(s) and the executed Submission Agreement to all other parties for their information and review.

At the same time, you must also send a copy of the answer containing your claim(s) and the executed Submission Agreement to the regional office administering your claim. Also, you must file with that office three additional copies of your executed Submission Agreement and answer containing any counterclaim, Ross-claim or third-party claim if three arbitrators will hear the case. (File only one copy if one arbitrator will hear the case. ) The copies will be provided to the arbitrator(s) selected to hear and determine the dispute. 0 PART FOUR: General Information 1 . Amendments to Pleadings 2. Hearing Locations You must serve directly on all parties amendments to Statements of Claim and Statements of Answer. If you receive an amendment you must review Rule 12310 of the Customer Code or Rule 13310 of the Industry Code to determine your time to file a response to the amendment. If you amend your answer to include a counterclaim, Ross-claim or third-party claim, you must serve it in accordance with the instructions contained in Parts Two and Three of this guide.

At the same time, you must file a copy of the amendment with the designated FINER Dispute Resolution office and three additional copies of any amendment or response if the amount in dispute is more than $100,000 (or one additional copy if the amount in dispute is $100,000 or less). The copies will be provided to the selected arbitrator(s). If you amend an initial Statement of Claim or if you amend a Statement of Answer to add a new respondent, o must serve the new respondent with: the amendment; the Statement of Claim and all other pleadings; and a copy of this guide.

If you are a new respondent, you have 45 calendar days to serve and file an answer and any related claim in accordance with the instructions contained in Parts Two and Three of this guide. A Submission Agreement for respondents is included in this guide. The form may be copied as needed. If you receive an amended answer containing a crisscross, you have 20 calendar days from the date your answer is due, or from receipt of the cross- claim (whichever is later) to serve and file an answer and any related claim in accordance with the instructions contained in Parts Two and Three of this guide.

Once a panel has been appointed, a party may only amend a pleading if the panel grants a motion to amend. Once the ranked arbitrator lists are due to the Director, no party may amend a pleading to add a new party until a panel has been appointed and the panel grants a motion to add the party. After all pleadings (claims, answers, counterclaims, replies, cross-claims and third- party claims) are served and filed, FINER will notify you and the other parties in writing of its final decision on the initial hearing location. FINER conducts hearings in